Question 1

Does this pull my other calculators?

Accepted Answer

If you have used EMI, SIP, or insurance on this device, Household can read those last-saved numbers. Nothing is sent to a server.

Question 2

Is leftover income a budget?

Accepted Answer

No. It is income minus EMI and the insurance premium you entered, then minus SIP. Other bills are not modelled.

Question 3

Is cover advice personalised?

Accepted Answer

No. It checks whether typed cover matches the loan and a simple income-years need. Confirm with a licensed adviser.